Xero is a beautiful cloud ledger, but it has no POS and prices climb to $80/mo for the features small merchants need. QKClose ships ledger + POS + payroll + AI for $9.99/mo.
Built-in POS — Xero has none AI categorization included, not a paid add-on Unlimited users at every tier Free Stripe Tap to Pay on iPhone and Android
Beautiful, opinionated UX Strong international/multi-currency support Good app marketplace
Xero Established is $80/mo for unlimited transactions. QKClose POS + Accounting is $9.99/mo.
Yes — company-level home currency, automated exchange-rate fetching, and FX gain/loss calculation.